99 Orange Street
Bentleigh East VIC
Phone 03 9029 0224
Book Complimentary Appointment
20 Minute No Obligation Chat
Offering Contactless Lending Solutions During Covid 19
Applying for finance can be confusing.
But it doesn't have to be.
I help you understand the different mortgage and finance options available to suit your needs.
Mandala Financial Services : lending solutions for individuals, companies, trust and other tax structures.

HOME LOANS

GETTING LOAN READY
Are you about to start saving, or already in the process of saving and
want to increase your savings faster?
Tailored support packages to build your confidence and achieve your financial goals.
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Budget Starter
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Budget Check In
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One on One Money Coaching
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Home & Investment Loan Review
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Debt Review
Not sure what one is right for you, give me a call to discuss your needs.

BUYING A PROPERTY
Finding your ideal property can be difficult enough, add to that the uncertainty of a loan approval.
I guide my clients on the journey to property ownership and conduct many pre checks to ensure loan applications are smooth and successful .
To get started download "Your Home Loan Road Map".
Phone me to get on the path of your loan pre approval or loan application journey.

LOAN REFINANCE
Sometimes you just need to access equity in your property for personal or business use and a refinance provides that.
Perhaps your current loans are a bit stale and need a refresh.
If your loan is over 2 years old, or starts with a 3.?% then in might be time to review your options.
Download "Your Home Loan Refinance Guide"
Book your complimentary 20 minute chat.
OTHER LENDING NEEDS

BUSINESS LOANS
Business lending requirements are different for each business and owner.
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cashflow funding
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debtor book
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insurance premium funding
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equipment finance
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to buying your own business premise.
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secured or unsecured lending?
As a business owner your time should be focused on what you are good at - running your business.
Using a mortgage broker who understands small to medium business allows you to rely on their expertise to find finance structures that suit you.
Structuring your finance application to be successful- takes time as I get to know you, your business and your tax returns.
It is time well spent, as I develop a solution for your immediate lending needs, but also consider and plan what you need in the future.

SELF MANAGED SUPERANNUATION FUND
(SMSF)
PROPERTY LOANS
Borrowing within a SMSF is more complicated then regular borrowing
The legal structures, and who can provide the necessary sign off on your SMSF Investment Strategy for your intended purchase make it more complicated and expensive then a purchase outside the SMSF environment.
At Mandala Financial Services we understand SMSF.
With access to SMSF Specialist Financial Adviser Cameron Stevens and SMSF Accredited Mortgage Broker Daniela Pluegge-Stevens we are able to offer a solution for you.
SMSF is not a simple or quick transaction.
We are happy to discuss your SMSF property purchase well before you find the ideal property, and make sure you understand the full purchase and finance costs.
We also advice if your fund will have the required liquidity, and net settlement levels to suit the various lenders.
We are able to work with you to apply for pre-approval as you start the SMSF property purchase journey to provide more certainty, or assist you if you have already signed a Contract of Sale or made an offer.

COMMERCIAL PROPERTY LOANS
Commercial Property purchases as either owner occupied or as an investment purchase are unique.
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the type of property,
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nature of the lease income, and
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different maximum borrowings lenders allow.
A successful loan application should be supported with a well researched and clearly documented borrower background, and include a proposal for the new property purchase.
I take the time to prepare well documented and professional submission packs for your lender to assess.
If you want more information
