Offering Contactless Lending Solutions During Covid 19

Comprehensive Lending Solutions

Lending solutions for individuals, companies and trust structures.


Applying for finance can be confusing,

if you are submitting the application yourself.

But it doesn't have to be.

Mandala Financial Services specialises in helping you understand the different mortgage and finance options available to you.

Helping you make smart and informed decisions.

Phone us to discuss how we can help you.


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Our tailored support packages, help set  you on the path to your financial goals. 


If you are about to start saving, or in the process of saving and want to increase your savings faster.

  • Budget Starter

  • Budget Check In

  • One on One Money Coaching

  • Home & Investment Loan Review

  • Debt Review


If you are already have saved 5% but not quite sure if you can afford to buy a property yet.

To start  the journey, download the Home Loan Road Map or other resources.

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If you loan is over 2 years old, or starts with a 3.?% then in might be time to review your options.

Or perhaps you need to access some equity in your property for personal or business use.

A review of your current loan and your needs  could be beneficial to you.



Business lending requirements can be varied.

From cashflow funding, debtor book, insurance premium funding, to equipment finance, to buying your own business premise.

Is it secured or unsecured lending?

As a business owner your time should be focused on what you are good at - running your business.

Using a finance specialist you can draw on their knowledge of what finance structure suits the property security  you will use for the loan ( if at all)  and your business and or personal income structures being used to service the loan.

Structuring your finance application can take time as we get to know you and your business.

But it is time we know is well spent, as we build a future partnership with you for the long term, and achieve your immediate lending needs.

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Borrowing within a SMSF is more complicated then regular borrowing, due to required legal structures, and who can provide the necessary sign off on your SMSF investment Strategy for your intended purchase.


It is also more expensive then a purchase outside the SMSF environment.


At Mandala Financial Services we understand SMSF, with our own SMSF Accredited Financial Adviser and SMSF Accredited Mortgage Broker we are able to offer a solution for you.

SMSF is not a  simple or quick transaction.


We are happy to discuss your SMSF property purchase well before you find the ideal property, and make sure you understand the full purchase and finance costs, and check if  your fund will have the required liquidity, and net settlement levels to suit the various lenders.

We are able to work with you to apply for pre-approval as you start the SMSF property purchase journey to provide more certainty, or assist you if you have already signed a Contract of Sale or made an offer.

Modern Building


Commercial Property purchases as either owner occupied or as an investment purchase are unique. 


From the type of property, to the nature of the lease income, and the different maximum borrowings lenders allow.


A successful loan application should be supported with a well researched and clearly documented borrower background, and include a proposal for the new property purchase. 


We take the time to prepare well documented and professional submission packs for your lender to assess.    


Neil, C

I'm writing to say the service Daniela Pluegge provided me with my apartment purchase was exemplary.  Having never used a mortgage broker before it was a refreshing experience. Handling a person's purchase is a sensitive and important matter that she did with aplomb.


The service after the purchase has been invaluable. Explaining different aspects of my mortgage and negotiating a reduction in the interest rate were all well handled with good results for me.


Most important I had difficulty obtaining a mortgage in the first instance and she organised one for me.


All in all she provided an excellent service.

Marie, G

Daniela has been the BEST broker. She went over and beyond to help us find the right mortgage that suited us as being a young couple who was trying to get into the Sydney property market. She not only made the steps easier but also takes her time to explain everything. We will definitely recommend her service to all our friends and family. We are so glad we’ve used her and thank you so much for all your hard work 👍💐

Chris, W

Daniela did an amazing job for me presenting lending options for my SMSF, explaining the process and ultimately advising my best option. Her attention to detail and the effort she put in was amazing and I recommend her without hesitation.

Mortgage Broker, Bentleigh East

Daniela Pluegge-Stevens, Mortgage Broker, Bentleigh East