Are you about to start saving, or already in the process of saving and

want to increase your savings faster?

Tailored support packages to build your confidence and achieve your financial goals. 

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• Budget Starter

• Budget Check In

• One on One Money Coaching

• Home & Investment Loan Review

• Debt Review

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Not sure what one is right for you, give me a call to discuss your needs.​​

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Finding your ideal property can be difficult enough, add to that the uncertainty of a loan approval.

I guide my clients on the journey to property ownership and conduct many pre checks to ensure loan applications are smooth and successful . 

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To get started download "Your Home Loan Road Map".

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Phone me to get on the path of your loan  pre approval or loan application journey.

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Sometimes you just need to access equity in your property for personal or business use and a refinance provides that.

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Perhaps your current loans are  a bit stale and need a refresh.

If your loan is over 2 years old, or starts with a 3.?% then in might be time to review your options.

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Download "Your Home Loan Refinance Guide" 

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Book your complimentary 20 minute chat.

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BUSINESS LOANS

Business lending requirements are different for each business and owner.

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• cashflow funding

• debtor book

• insurance premium funding

•  equipment finance

•  to buying your own business premise.

• secured or unsecured lending?

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As a business owner your time should be focused on what you are good at - running your business.

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Using a mortgage broker who understands small to medium business allows you to rely on their expertise to find finance structures that suit you. 

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Structuring your finance application to be successful- takes time as I get to know you, your business and your tax returns.

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It is time well spent, as I develop a solution for your immediate lending needs, but also consider and plan what you need in the future.

Borrowing within a SMSF is more complicated then regular borrowing

The legal structures, and who can provide the necessary sign off on your SMSF Investment Strategy for your intended purchase make it more complicated and expensive then a purchase outside the SMSF environment.

At Mandala Financial Services we understand SMSF.

With access to SMSF Specialist Financial Adviser Cameron Stevens and SMSF Accredited Mortgage Broker Daniela Pluegge-Stevens  we are able to offer a solution for you.

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SMSF is not a  simple or quick transaction.

We are happy to discuss your SMSF property purchase well before you find the ideal property, and make sure you understand the full purchase and finance costs.

We also advice if your fund will have the required liquidity, and net settlement levels to suit the various lenders.

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We are able to work with you to apply for pre-approval as you start the SMSF property purchase journey to provide more certainty, or assist you if you have already signed a Contract of Sale or made an offer.

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Commercial Property purchases as either owner occupied or as an investment purchase are unique. 

• the type of property,

• nature of the lease income, and

• different maximum borrowings lenders allow.

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A successful loan application should be supported with a well researched and clearly documented borrower background, and include a proposal for the new property purchase. 

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I take the time to prepare well documented and professional submission packs for your lender to assess.